Insurance Insights

Any business owner will tell you an effective sprinkler system is without question the best first line of defense should a workplace fire occur. But a sprinkler system alone is only part of the fire protection picture. An equally important addition that every sprinkler system should have is something not every business owner is familiar with – a fire department connection (FDC).

A teenager with a driver’s license can be a major convenience for families on the go. Insuring a new driver, however, can be costly. The reason it’s more expensive to insure a teen driver is fairly simple – the risk of motor vehicle crashes is higher among 16- to 19-year-olds than among any other age group. The higher the risk, the higher the premium. The good news is...

Each year, human resources departments are given more responsibilities. Unfortunately, the increased workload often comes without an increased budget. This means that in order to compete in the marketplace, HR teams must find ways to innovate and stay on top of trends. This is especially true amid the COVID-19 pandemic, which continues to impact businesses across the country.

According to the Centers for Disease Control and Prevention (CDC), the leading contributor to sick days is back pain, which costs businesses in both workers and productivity. In fact, a recent CDC study revealed back injuries cost employers $1,685 per employee every year. On a national level, this equates losses north of $225 billion annually.

More and more companies are enlisting the support of staffing agencies to meet their personnel needs for a variety of reasons, including increased workloads and high employee turnover rates. This is especially true in the wake of the COVID-19 pandemic.

A growing number of drivers assume that when it comes to insuring a vehicle, there&rsquo;s a choice to be made between collision and comprehensive coverage. The truth is, purchasing <em>both</em> coverage options can help you better protect your financial well-being. Before you make this decision, however, it&rsquo;s important to understand what each option brings to the table.

There&rsquo;s nothing like the peace of mind that comes from knowing your most valued assets have the protection of high-quality insurance coverage. This is especially true when you combine your insurance policies to take advantage of a special &ldquo;bundling&rdquo; discount.

Repetitive motion injuries are temporary or permanent injuries to muscles, nerves, ligaments and tendons caused by performing the same motion over and over again. Also known as repetitive stress injuries, they occur most commonly in the hands, fingers, thumbs, and wrists, but can also happen in the back, neck, knees and feet.