Confidence. For What’s Next.
Call VTC
industries

Manufacturing

Insurance for Manufacturing Companies

Create with Confidence. Expert Manufacturing Insurance.

Manufacturers create so much more than products. They create innovation, careers, and futures. For nearly seventy years, VTC has supported manufacturers across the country - helping the engine of our communities and economy mitigate risk, control costs and build safety into their cultures.

Informed by benchmarking and analytics for facilities, process, product and equipment, we develop customer-specific, comprehensive risk mitigation strategies designed to keep projects moving forward confidently while controlling costs.

Meet Our Experts >

Custom Risk Strategy, Better Outcomes.

From our team’s manufacturing insurance expertise to our hands-on service model and strong ties within the manufacturing industry, we deliver boutique, customized risk strategies built for the realities of the manufacturing environment. Our clients benefit from a deep bench of manufacturing-focused insurance companies, specialized partners, and purpose-built programs that few agencies can match.

People
Dedicated team of manufacturing experts - responsive and efficient

Approach
Proven process for the lowest cost of risk

Access

Priority access to top manufacturing insurance companies

Results

Improved risk profile and safety + controlled costs

Proven Process for the Lowest Cost of Risk

1. Discovery
2. Assessment
3. Blueprint & Toolbox
4. Planning Session
5. Continuous Progress Reviews

Manufacturing Insurance Services

Manufacturing Coverage Planning and Procurement

Effective coverage starts with thoughtful strategy. Through a thorough discovery process, deep manufacturing insurance expertise and efficient processes VTC ensures you get the coverage you need. From research to implementation, we do it all, so you can focus on your business.

  • Review of Operations, Risk Profile and Insurance Program
  • Application and Submission
  • Procure Quotes from Insurance Companies
  • Review Options and Recommendations
  • Renewal Strategy and Negotiation

Manufacturing Risk Management

With a systematic approach to understanding your business and its current and long-term risk exposures, VTC manufacturing experts create a specialized risk profile and risk management plan to improve safety and control costs.

  • Business Continuity Planning
  • Contract, Coverage, and Insurance Reviews
  • Employee Safety
  • Experience Modification Rate Reduction Strategies
  • Fraud Reduction Program
  • Loss Control and Claims Prevention
  • OSHA Benchmarking
  • Return-to-Work Programs
  • Risk Analysis
  • Risk Transfer Strategies
Learn More

Manufacturing Claims Management

VTC facilitates the claims process from beginning to end with responsive, transparent experts. We work to improve your risk profile and lower loss reserves through comprehensive, timely action that helps prevent the next claim.

  • Advocacy
  • Reporting
  • Reviews
  • Trend Analysis
Learn More

Employee Benefits for Manufacturing Companies is Available

Learn More

Manufacturing Insurance Coverages

We provide industry-leading insurance for manufacturing companies, leveraging our size and deep-rooted carrier partnerships to secure tailored, cost-effective coverage for manufacturing-specific risks.

  • Cargo Insurance – Transit (Overland), Ocean
  • Commercial Auto Insurance
  • Commercial Property Insurance – Utility Services, Loss of Income Coverage
  • Cyber Insurance
  • Equipment Breakdown Coverage (Boiler and Machinery)
  • General Liability Insurance
  • Inland Marine Insurance – Installation, Mobile equipment, Builders Risk
  • Management Liability Insurance
    • Crime (Fidelity)
    • Directors and Officers
    • Employment Practices
    • Fiduciary Liability
    • Kidnap and Ransom Insurance
  • Manufacturing Errors and Omissions Insurance
  • Product Liability Insurance
  • Product Recall Insurance
  • Stock Throughput Insurance
  • Umbrella Insurance / Excess Liability Coverage
  • Warehouse Legal Liability Insurance
  • Workers Compensation Insurance

Largest Independent Insurance Agency in Michigan

Confidence to Keep Moving

Customer Stories

“VTC has been able to secure Payment and Performance bonds for us during difficult times. Their ability to perform has been a significant contributor to our continuing business operations.”

Michael G. Damone – Chairman
The Damone Group

Manufacturing Insights

Keep Your Hands Safe on the Job with the Right Safety Glove for the Task
October 13, 2025
The term “one size fits all” has no place in the world of safety gloves. When it comes to sizing up the right glove – one that will allow you to work both safely and efficiently – you must take several considerations into account.
Understanding Repetitive Motion Injuries is the First Step to Preventing Them
December 16, 2020
Repetitive motion injuries are temporary or permanent injuries to muscles, nerves, ligaments and tendons caused by performing the same motion over and over again. Also known as repetitive stress injuries, they occur most commonly in the hands, fingers, thumbs, and wrists, but can also happen in the back, neck, knees and feet.
Are You Following These Essential Conveyor Belt Safety Procedures?
May 27, 2025
Conveyor belt accidents are one of the top preventable accidents in the workplace. Yet, they occur all too often when employees do not think before they act or fail to use caution. To help ensure safe conveyor belt operation in your workplace, familiarize yourself with the following safety tips.