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Claims Management

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Submit an Insurance Claim

Despite everyone’s best efforts, the simple reality is that an insurance claim will eventually be filed. You probably can’t avoid it. But you can make it work to your advantage. The thoroughness, accuracy and professionalism with which an insurance claim is handled is the measure of a true partner in risk management. That’s VTC Insurance Group.

Our Claims Management Process

VTC’s claims management specialists make sure the claims process is inclusive, transparent and respectful for all parties. This end-to-end process has been tested, strengthened and streamlined over decades, to ensure a satisfactory and timely outcome. The process encompasses:

  • Insurance Claim submission
  • Customer advocacy throughout the process
  • Monitoring claim status at every step
  • Review of all available data, identifying the risks and exposures that led to the loss (to reduce or eliminate future claims)
  • Workers’ Compensation Experience Modification management
  • Loss picks / analytical feasibility studies
  • Claims analysis forecasting
  • Executive Summary Reports to quickly identify problem areas and propose solutions
  • Litigation management
  • Safety and Human Resources Committee Workers’ Compensation insurance claims review meetings.

When managed thoughtfully and fairly, an insurance claim submission can actually improve a company’s risk profile and help lower loss reserves, by demonstrating their ability to take immediate and meaningful actions that will prevent the next claim. VTC can help establish that trend and deliver that message clearly throughout your organization.

Submit an Insurance Claim

If your insurance carrier is not listed below, call VTC at 248‑828‑3377 during regular business hours, or refer to your policy for further claims-reporting information.

If you need immediate assistance for an urgent situation regarding property damage and cannot reach your carrier, you may call insurance repair specialists, On-Site 248-269-3000, or Concraft 888-290-2121 any time, 24 hours a day.

Accident Fund

866-206-5851 OnlineEmail

Acuity

800-242-7666 • Online

Allianz/Fireman’s Fund

800-558-1606 OnlineEmail

Amerisure

800-257-1900 OnlineEmail

Auto Owners

248-828-3377 (Business hours only) • Alternate: 517-323-1200 • 888-252-4626 (after 4:30 pm)

Bitco Insurance Co.

800-356-8727 (Business hours only)

CAMComp

Report claims to Mackinaw Administrators 800-737-9875 (8:30 am - 4:30 pm)

Online • Fill out Claim Form and EmailFax 866-712-1735

CNA Insurance Co.

833-FNOL-CNA (833-366-5252) Online

Chubb Insurance Co.

800-252-4670 Online

FCCI Group

800-226-3224

Grange

800-445-3030 • Online

Hanover / Citizens Insurance Co.

800-628-0250 OnlineEmail

Hartford Insurance Co.

800-327-3636 Online

Hastings

800-442-8277 Online

Liberty / Indiana Insurance Co.

800-262-0000 Online

Liberty Mutual

800-362-0000 Online

Michigan Insurance Co

800-877-9006 (24 Hours) will answer as Donegal - our claim handling partner

Online Claims  

Michigan Millers

877-858-5361 (24 Hours) Online

Nationwide / Harleysville

800-892-8877 Online

Pioneer State

800-837-7674 (24 Hours) Online

Progressive

Auto: 800-274-4499 Online

Secura

Workers Comp: 888-333-3334
All other claims: 800-318-2136 • Mountain Time only: 866-356-7870 OnlineEmail

Selective Insurance Co.

866-455-9969 (other than Workers Compensation) • 800-688-9656 (Workers Compensation) OnlineEmail

State Auto Insurance Co.

800-766-1853 Online

Travelers

Commercial: 800-238-6225 • Personal: 800-252-4633 Online

Westfield Companies

866-937-2663 OnlineEmail

Zurich Insurance Co.

800-987-3373 OnlineEmail