BUSINESS INSURANCE
Industry Focus
Move your business forward. With confidence.
Insurance expertise for a broad range of industries.
Their expert advice and service have without a doubt contributed to the success of our company. VTC is an important part of our team.”
Bradley A. Chojnacki – President
The Alan Group

After nearly sixty years, there is virtually no business sector outside VTC’s experience, and we’re honored to bring that expertise and diverse perspective to businesses of all kinds.

That said, customers have enjoyed unrivaled service and insight from VTC in these markets:

  • Construction Services and Affiliate Organizations
  • Manufacturing
  • Food Processing and Distribution
  • Multi-Family Housing (apartment/condo/townhouse)
  • Automotive
  • Financial Services
  • Transportation and Logistics
  • Non-Profit Organizations

Special Market Programs
VTC has also developed specialty programs for select business sectors. These programs recognize particular challenges within these markets, and deliver tailored coverage solutions that help manage market-specific risks, while keeping costs under tight control.

  • Food Distribution
  • Landscape Services
  • Restaurants/Taverns
  • Janitorial Services
  • Home-Based Business

Coverage For Every Need
Our size, plus our long-standing partnerships with premier carriers, adds up to a tangible difference for VTC customers. They enable us to negotiate on your behalf the best-value coverage among top providers, and result in a broad menu of needs-specific options.

  • Builder's Risk
  • Business Auto
  • Captive Programs
  • Commercial General Liability
  • Commercial Property
  • Contractor's Tools/Installation Floaters
  • Crime
  • Cyber Liability
  • Directors & Officers
  • Employment Practices
  • Errors & Omissions
  • Fiduciary Liability
  • Liquor Liability
  • Pollution Liability
  • Professional Liability
  • Umbrella - Excess Coverage
  • Workers' Compensation
    • Large-Deductible Programs
    • Retroactive Programs
    • Self-Insured