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industries

Transportation

Insurance for Transportation Companies

Moving Your World With Confidence.

Transportation and logistics is the lifeblood of modern commerce, because very little happens until something is shipped. VTC Insurance Group has been providing comprehensive insurance guidance to transport companies for nearly seventy years. This is a rapidly evolving industry, and over those years VTC has kept a careful and informed hand on the wheel, updating risk management practices and products to maximize coverage and minimize cost.

From nationwide fleets to local delivery services, every VTC customer enjoys the advantages of customized insurance services, fast response to emerging needs, oversight of industry evolution, and our trademark person-to-person attention.

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Competitive Rates, Improved Profit.

VTC transportation insurance experts will find the most competitive premiums for the coverages that meet your needs. With our trucking expertise, we help you optimize your risk management strategy to make your company more attractive to insurance companies. We don’t stop working until we’ve helped build the most complete yet cost-effective coverage program for you.

People
Dedicated team of transportation experts - responsive and efficient

Approach
Proven process for the lowest cost of risk

Access

Priority access to top transportation insurance companies

Results

Improved risk profile and safety + controlled costs

Proven Process for the Lowest Cost of Risk

1. Discovery
2. Assessment
3. Blueprint & Toolbox
4. Planning Session
5. Continuous Progress Reviews

Transportation Insurance Services

Transportation Coverage Planning and Procurement

Effective coverage starts with thoughtful strategy. Through a thorough discovery process, deep transportation insurance expertise and efficient processes VTC ensures you get the coverage you need. From research to implementation, we do it all, so you can focus on your business.

  • Review of Operations, Risk Profile and Insurance Program
  • Application and Submission
  • Procure Quotes from Insurance Companies
  • Review Options and Recommendations
  • Renewal Strategy and Negotiation

Transportation Risk Management

Through an extensive understanding of your business and its short- and long-term risk exposures, VTC transportation experts create a custom risk profile and risk management strategy to improve safety and control costs.

  • Contract review – Owner Operator Agreements, Broker Carrier Agreements
  • Disaster Management and Loss Prevention Strategy
  • Fleet Safety – CAB Review, Driver Pre-qualification and MVR Review, Telematics
  • Return-to-Work Program
  • Risk Summaries
  • Risk Transfer Strategy
  • Safety Manual Review
  • Web-based Risk Management Tools: Safety Library, Incident Tracking, Employee Training
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Transportation Claims Management

VTC facilitates the claims process from beginning to end with responsive, transparent experts. We work to improve your risk profile and lower loss reserves through comprehensive, timely action that helps prevent the next claim.

  • Advocacy
  • Reviews
  • Reporting
  • Trend Analysis
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Employee Benefits for Transportation Companies is Available

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Transportation Insurance Coverages

We provide industry-leading insurance for transport and logistics providers, leveraging our size and deep-rooted carrier partnerships to secure tailored, cost-effective coverage for transportation-specific risks.

  • Bobtail (Non-Trucking Liability and Physical Damage)
  • Cargo Insurance – Contingent / Primary, Over-sized / Reefer, International
  • Commercial Auto Insurance
  • Commercial Property Insurance – Utility Services, Loss of Income Coverage
  • Cyber Insurance
  • Equipment Breakdown Coverage
  • General Liability Insurance
  • Management Liability Insurance
    • Directors and Officers
    • Employment Practices
    • Fiduciary Liability
    • Crime (Fidelity)
    • Kidnap and Ransom Insurance
  • Occupational Accident Insurance
  • Surety Bonds - Broker Bonds, Custom Bonds
  • Transportation Broker Insurance – Contingent Auto Liability, Contingent Cargo Liability, Transportation Errors and Omissions
  • UIIA Endorsement for Intermodal Trucking (Uniform Intermodal Interchange Agreement)
  • Umbrella Insurance / Excess Liability Coverage
  • Warehouse Legal Liability Insurance
  • Workers Compensation Insurance

Largest Independent Insurance Agency in Michigan

Confidence to Keep Moving

Customer Stories

“VTC has been able to secure Payment and Performance bonds for us during difficult times. Their ability to perform has been a significant contributor to our continuing business operations.”

Michael G. Damone – Chairman
The Damone Group

Transportation Insights

You've Insured Your Motor Truck, But What About It's Cargo?
July 30, 2021
Trucking insurance policies are typically designed to protect carriers and drivers from losses caused by accidents, equipment breakdowns and severe weather. But there’s another common risk that is often overlooked in relation to these events—lost or damaged cargo.
Sleep Apnea Awareness - What Every Trucker Should Know
April 27, 2021
Sleep apnea is a dangerous condition that affects more trucking professionals than you might think. In fact, According to a recent study sponsored by the Federal Motor Carrier Safety Administration (FMCSA), nearly 30% of commercial truck drivers experience mild to severe sleep apnea.
Natural Gas Can Be a Great Option for Commercial Fleets. But Know the Risks.
December 1, 2020
More and more companies today are powering their commercial fleet with alternative fuels such as compressed natural gas (CNG) and liquefied natural gas (LNG). While these alternative options can reduce emissions and operating costs, many employees have never handled natural gas in this capacity. Accordingly, there are safety measures and training protocols to carefully consider.