Call 248.628.2565

Oxford Insurance

Business Insurance, Surety Bonds, Auto Insurance, Homeowners Insurance, Life Insurance, Health Insurance and Employee Benefits

Serving Oxford Area Insurance Needs Since 1951.

VTC Insurance Group is an independent insurance agency with experts dedicated to helping you find the right solution – whatever your insurance needs. Located in Oxford Michigan, we proudly offer quality, customized business insurance, surety bond insurance, employee benefits and personal insurance products including auto and homeowners. And since we’re independent, we have more top-rated insurance carriers for you to choose from.

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248.628.2565

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Insurance Insights & More

Manufacturing Safety

Keep Your Hands Safe on the Job with the Right Safety Glove for the Task

The term “one size fits all” has no place in the world of safety gloves. When it comes to sizing up the right glove – one that will allow you to work both safely and efficiently – you must take several considerations into account.

Construction Safety

Floor Opening Safety Precautions – What Your Workers Should Know

It’s no secret construction sites and on-the-job safety go hand-in-hand. Yet, the fact that falls are among the most reported construction site injuries may come as a surprise — especially when you consider these types of accidents can often be avoided.

Workers Compensation

Is Paying Small Workers’ Comp Claims Out-of-Pocket Ever a Good Idea?

Decades ago, it was not uncommon for a business to pay directly – rather than report – their company’s small claims. The thought was to avoid having those claims count against the experience modification factor (the “mod”).

Matthew E. Chandler, CAWC, CPIA, CISR

Specialties: Construction, Manufacturing, Transportation, Food & Beverage

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Teresa L. King, CISR, CPIA

Specialties: Construction, Residential

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Business Insurance Specialties

Construction
Contracting
Workers’ Comp
Employee Benefits
Manufacturing
Food Processing and Distribution
Multi-Family Housing

Financial Services
Transportation and Logistics
Non-Profit Organizations
Wholesaler / Distributor
Restaurant
Landscape
Sports and Leisure

Personal Insurance Specialties

Home Insurance
Auto Insurance
Health Insurance
Life Insurance
Condo/Renters/Mobile Home Insurance
Boat Insurance

Identity Theft Coverage
Motorcycle Insurance
Recreational Vehicle Insurance
Umbrella Insurance
Landlord Protection Insurance

Oxford Agency
VTC Insurance Group

1097 South Lapeer Road
Suite B
Oxford, MI 48371

Call: 248.628.2565

VTC Insurance Group is the largest independent insurance and surety bond agency in Michigan. The Oxford agency provides insurance coverage and services for any need. Business insurance includes P&C coverage, surety bond insurance, workers’ comp insurance and employee benefits. Personal insurance products include auto insurance, homeowner’s insurance, life insurance and affordable health plans from top insurance carriers.

Confidence. For What’s Next.™

Ours is a unique service philosophy. Every VTC insurance agent is personally committed to delivering a precise and customized policy, at the most affordable rates available, from the best-rated insurance carriers in the country. Just as important, each agent is accountable to promises made, to meeting an urgent need with an urgent response, and to providing the trusted guidance that’s been the hallmark of our Oxford insurance agency from day one. Guidance our customers count on to stay informed. Prepared. And confident for what’s next.