Insurance Insights

Detecting workplace hazards and preventing accidents is a responsibility that falls on every employee of an organization. This is especially true as businesses across the country resume operations in the wake of the COVID-19 crisis.

The fact that nearly all stay-at-home orders resulting from the COVID-19 pandemic have been lifted is great news for nonessential businesses across the country. However, returning to normal business operations will in itself be a challenge.

As more and more American workers return to their jobs following the coronavirus (COVID-19) outbreak, businesses need to rethink their daily operations to ensure the safety of their employees and the general public. This is no different for construction firms, where multiple contractors and tradespeople on a job site may be working in the same space at any one time.

When Michigan’s new auto insurance laws take effect, one of the key decisions you’ll face involves liability coverage. This coverage protects drivers from legal damages if they cause an accident that results in another person’s serious injury or death.

It won’t be long before Michigan’s new auto insurance reform law takes effect. Starting July 2, 2020, when you renew your auto insurance policy, you’ll have some important decisions to make with respect to your coverage. One of several aspects to consider is your liability protection.

Michigan’s new auto insurance reform law will take effect on July 2, 2020, bringing a number of changes to the current no-fault insurance system. An important change involves Order-of-Priority (OOP), which determines the insurer or entity primarily responsible for payment of personal injury protection (PIP) benefits resulting from a motor vehicle accident in Michigan or another state.

If you decide to change your Personal Injury Protection (PIP) coverage under the new reform law, you’ll have multiple options to consider. To help determine the option that best suits your needs, it’s important to understand the basics of QHC and how it can impact your choice of PIP coverage.

As the coronavirus continues to disrupt lives and businesses around the globe, many of our customers have raised concerns about whether their commercial insurance protection covers COVID-19-related losses. The short answer is, “it depends.“